Binance fee calculator
People who've traded stocks are sensitive to commissions: a few dollars per trade looks like nothing, but over a year it's a real cost. Crypto's the same. Enter your trade size and see, in real time, what fee a spot trade gets shaved off, and how much an invite-code discount wins you back over a year.
At the standard spot tier both maker and taker use 0.1% as a reference; the gap only shows up at high VIP levels.
The fee is a reference; go by what Binance shows in real time (checked 2026-06). VIP level, paying with BNB and promotional rates all change the actual figure. The overall saving is measured against the standard fee with no BNB and no invite code.
What this calculator is doing
The logic is simple — the same one you used for brokerage commissions: fee = trade size × rate. The reference spot fee is 0.1%, and at the standard tier both maker and taker use that figure; at high VIP levels makers are often cheaper than takers, but beginners aren't in that bracket, so go with 0.1% for a feel. If you pick BNB, it's estimated here at about 25% off on spot; then on top of that it estimates an invite-code discount of up to 20%, giving you the amount you actually pay — and the result updates live as you change the inputs.
What's easy to overlook is the yearly total. A 1,000 U trade with a one-dollar fee — nobody cares. But if you go back and forth twenty times a month, that's hundreds of times a year, and that small gap compounds into real money. Enter your monthly trade count and you'll see it more clearly. To understand where fees come from in a systematic way, read the difference between brokerage accounts and exchange accounts, and the part on cost control in dollar-cost averaging into Bitcoin.
By Binance's published spot fee schedule, for the same trade size the fee you pay differs with versus without the invite-code discount. Per trade the gap looks trivial, but multiply it by a year of trading frequency and the number gets hard to ignore — which is exactly why it's worth working the fee out before you act.